Do you have less than $100K
remaining on your home mortgage?

Refinance your remaining balance, or consolidate other debt with this

10-Year Fixed-Rate Loan*

Refinance your primary or second-home residence and…

Save up to $1,000 on closing costs!**

Enjoy quick turn-around time of 1-2 weeks– with no appraisal or title work necessary for most loans!**

Local underwriting guidelines

Support our Community—with local funding and servicing from Baylake Bank!

Enjoy a shorter-payback period on your home and save when rates are near an all-time low. With Baylake Bank’s convenient application and approval process you can apply for a loan with any Personal Banker at a Baylake Bank Financial Center near you.

1-800-267-3610

*10-year fixed interest rate loan – 4.032% Annual Percentage Rate (APR) Interest rate is accurate as of November 1st, 2011 and is subject to change without notice. The 10-Year Fixed Rate loan offer is available on mortgages in first lien position, owner-occupied homes, for loan amounts of $10,000 to $100,000 with a maximum loan to value of 80%. Loan payment example: on a $100,000 loan for 120 months at an APR of 4.032%, the monthly payment would be $1,012.56. Example does not include amounts for taxes and insurance premiums.

**All loans are subject to credit approval and property valuation. Property insurance and flood insurance, if applicable, is required. Closing costs vary from $245 to $1,000 (if title insurance or appraisal is required). Other fees and restrictions may apply. Not valid with any other offers.

4.00%
Interest Rate

4.032%
Annual
Percentage
Rate

Do you have less than $100K remaining on your home mortgage?

Refinance your remaining balance, or consolidate other debt with this

10-Year Fixed-Rate Loan*

Do you have less than $100K
remaining on your home mortgage?