Privacy
Disclosures
Site Security

Protect your Visa card
online with a
 personal password. 

Baylake Bank Wants You to Know 8 Important Password Pointers

1. Change your password regularly.  The Federal Reserve Board emphasizes the importance of this item above all else.  By changing your password, you help ensure that it will eventually become unusable if it has gotten into the wrong hands.
2. If you even think your password may have been taken, or if you suspect someone watched your fingers as you typed it in – change it!
3. Make it easy for you to remember… but hard for others to guess.  Don’t use birthdays, family names, pet names, phone number, social security number, address, or even part of these.
4. Don’t use single words from the dictionary.  Programs are available that can use all the words from the dictionary to help guess your password. 
5. Use combinations.  Letters, numbers, and special characters together are best  Vary the cApitaliZation on some characters to increase the challenge.
6. Make it long … acronyms can help: use the first letter of words in a phrase.  For example,  Helping Build the Good Life at Baylake Bank! becomes: hbTg1aB2!  Now, don’t use that since this has already been read by a lot of people.  But note the use of upper and lower case letters, use of special characters, and numbers. 
7. Don’t write it down!  Contrary to what you may have been told in the past, you should not write your password down unless you have a completely secure place to keep it. 
8. Keep your banking password just for banking.  If your other passwords become compromised, it will still keep your banking login secure.

Writing down your passwords, or reusing one you’ve used earlier, actually limits or eliminates the value in changing them.  It’s best to follow the simple steps listed here to help keep your information secure.