The Most Convenient, Safest & Fastest Way
to Access Your Money

Check cards are a widely accepted alternative payment method. Check cards offer a number of debit services, and they provide consumers, as well as merchants, added transaction convenience and security. Baylake Bank offers a check card that is accepted at over 11 million locations where the VISA emblem is displayed.

Whether you are running errands around town or traveling around the world, your Baylake Bank check card links you to your accounts at home. It saves you time because there is no need to write out checks. It’s safe to use, because with a check card there is no need to carry extra cash. Transactions are deducted from your checking account and appear on your next monthly statement. You simply need to have enough money in your checking account to cover the purchase.

ATM Access

Check cards are a convenient non-cash, non-check way to pay for everyday purchases with money you have in your checking account. Unlike a credit card, you do not need to establish a line of credit, nor is there a finance charge or service fee with your Baylake Bank check card. However, for some purchases you may prefer to delay billing or spread out payments over time. That is when you may elect to use a check card.

(2) What is the cost of a check card?

A Baylake Bank check card is available without cost and there is no activity fee. So, not only will you be saving time at check out, you will be saving money on the cost of purchasing checks. That’s right...the more you use your Baylake Bank check card, the more it “pays” you!  

(3) How do I get a check card?

Almost any U.S. citizen over age 18 with a personal checking account at Baylake Bank can be issued a check card. Daily purchase limits of $1,000 (on-line) and $500 (off-line) have been established for your protection. A business check card is also available. Contact a Customer Service Representative for more information.

(4) Do I need a separate ATM card for use at ATM’s?

Although you may elect to keep your existing ATM card, with a Baylake Bank check card there is no need to have both. The ATM features of your check card act exactly like your present ATM card. Use it at any Automated Teller location accepting Cirrus, and all other regional networks available to Pulse users. (All regular ATM fees and conditions apply.)

ATM Access