Home > Business > Business Checking Accounts

Low Minimum Business Checking The perfect account for the basic business with low activity.
· Only $50 minimum to open
· 50 monthly transactions at no charge*
· $100 minimum daily balance to avoid a monthly maintenance fee
· Check safekeeping required

Value Business Checking The perfect account for the business with moderate transaction limits.
· Only $200 minimum to open
· 150 monthly transactions at no charge*
· $1000 minimum daily balance to avoid a monthly maintenance fee
· Return of check images available

Business Plus Checking The perfect account for the business with high transaction limits.
· Only $200 minimum to open
· 300 monthly transactions at no charge*
· $10,000 minimum daily balance to avoid a monthly maintenance fee
· Return of check images available

Business Interest Checking The perfect account for the eligible business that wants to earn interest, including Sole Proprietor, IOLTA or IBRETA , Municipality , or Non-profit Organization.
· Only $200 minimum to open
· $2000 minimum daily balance to avoid a monthly maintenance fee
· 100 debits and credits at no charge
· 200 items deposited at no charge
· For every $500 of average collected balances maintained above a $2000 average collected balance, you get a $1 service fee credit

Business Analysis Checking The perfect account for the business that wants credit for account balances to offset service/transaction fees.
· Only $200 minimum to open
· Your account earns a credit based on average collected balances less 10% reserve requirements
· Excess earnings credit can offset transaction fees of debits, credits, and items deposited

Consider Business Analysis Checking if ...
· You have over 300 transactions
· You maintain high balances.
· You are a high volume business.
· You are a non-profit organization
· You use Cash Management Services.

*Transactions include all items processed through the account: debits, credits, items deposited drawn on other banks, and items deposited drawn on Baylake Bank paper or electronic.  See service fee schedule for other fees.