Simplify your bill payment process with the convenient and easy-to-use features of BillPay. Set up payees just one time. Schedule payments on a monthly calendar, and review both electronic and check payments on your eBanc electronic statement. No more short trips to the post office for stamps! Baylake Bank’s BillPay service is available at no charge with Direct Free, 50+ Plus, and Ultimate Personal Checking Accounts. *A $4.95 monthly inactivity fee will be assessed after 60 inactive days. Member FDIC. Equal Housing Lender.